BEST CASH BACK APPS
Ibotta is the best app for earning cash back on your groceries. Use the app on your smart phone or computer. It works for grocery pick-up, in store shopping, or deliveries. You can also earn cash on online shopping. Earn up to $20 cash back when you sign up with this link below and start shopping.
Rakuten is my FAVORITE cash back app for online shopping. You can get pop up notifications when you're shopping on your computer. Or you can shop through the app on your phone.
Earn up to $30 when you sign up with the link below and spend $30 shopping with Rakuten.
Fetch is the easiest cash back app to use. You earn gift cards, not actual cash. You can only use it on your phone. You simply snap photos of your receipts and earn points to get cash back. You can also link your email and amazon accounts. Earn $2 when you sign up with the link below.
BUDGETING APPS
Personal Capital is great for tracking your net worth and overall finances. It is completely free. It tracks your spending and automatically categorizes everything for you. You can also customize all categories. It only lets you set 1 monthly budget for all of your spending. It's great for tracking your spending and comparing this month to last months spending.
Earn a $20 Amazon gift card when you sign up with the link below and link an investment account worth at least $1,000.
Mint is also completely free. It lets you automatically track your net worth and monthly budget. It comes with many preset budget categories. You can setup as many budget categories as you want. It takes a little bit of work up front, but is a great app for more detail oriented budgeting.
Its net worth tracker allows you to include your home value {based on Zillow} and the value of your cars.
It does have quite a few ads on their website.
Qube Money is an electronic version of cash envelopes. You get a debit card when you create an account.
You can create qubes {think digital envelopes} to separate your money into different categories. You shop like normal and use your qube card to pay. Before you pay you choose which qube your money comes out of.
Qube has a free version, a paid for version, and a family version to use with your kids.
Earn a free month when you use the link below to sign up.
{Watch this video to see which app is best for you}
BUDGETING TEMPLATES
This template uses Google Sheets. It automatically calculates everything for your monthly budget and for your net worth tracker.
It comes with a video tutorial showing you how to use it as well as make any changes to customize it.
This template uses Excel. It automatically calculates everything for your monthly budget and for your net worth tracker.
It comes with a video tutorial showing you how to use it as well as how to make any changes to customize it.
HIGH YIELD SAVINGS ACCOUNTS
Ally's online savings has very competitive interest rates and offers buckets {think digital envelopes}. They are great for visually being able to separate your savings accounts without creating a gazillion accounts.
Ally also offers checking accounts, investments, loans, etc... and has great customer service.
Marcus by Goldman Sachs is a great online savings account. It has one of the highest rates available. Marcus also offers cd's, investments, and credit cards.
Earn an extra .5% interest for the first 6 months when you open an online savings account using the link below.
