I will walk you through the process of evaluating your current finances and help you figure out where all your money is going each month.
I explain the different debt payoff methods and help you figure out which is best for you. You will calculate your personal debt payoff date and start working towards getting rid of it.
I guide you through setting up your monthly budget (using real numbers, not just hopeful guesses)!
I give you my budget spreadsheet. If you don't want to use a manual spreadsheet, I give you a guide to help you choose a budgeting app that fits your situation.
Budgeting isn't a 1 time thing. You have to stick with it. I'll share savings and debt payoff trackers to help you track all of your progress.
Tracking your progress helps to keep you motivated. I'll also share additional tips and resources to keep you going.
$147
Financial Fitne$$ is designed for parents who are living paycheck to paycheck and want to break the cycle. Here are some indicators it's a good fit for you:
- You make decent money, but don't ever seem to have enough.
- You don't know where all the money has gone. You work hard, but can't ever seem to get ahead on your finances.
- You have no idea how to budget.
- You want to be able to plan for irregular expenses (car maintenance, kids activities, travel, etc...)
The course consists of 4 modules which you will complete over a 4 week period. In each module, you'll follow the lessons step-by-step. The lessons include video tutorials and written instructions. There are 'homework' assignments to be completed with each lesson. In addition, there is a printable PDF workbook to walk you through the course.
In addition to the curriculum, you will have 4 LIVE group coaching calls with Brittany Flammer via Zoom.
You probably have a pretty full schedule. That's why I like to follow the 80/20 principle and prioritize simplicity to get you the best results in as short of time as possible.
That being said, it does take time and effort to make changes. I only want you to sign up if you're willing to make the time investment. You can expect to spend 2-3 hours/week during the 4 week program.
This is the same process I used for years when we were making only $2k per month for our family.
I coach clients through this process all the time with incomes varying from $4K to $40K per month. The principals apply to everyone!
I have coached clients through this process that have a steady, salary as well as clients that have very inconsistent income.